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Coordination of Benefits

If a HealthChoice Plan member is covered by more than one group insurance plan, the HealthChoice Coordination of Benefits (COB) Rules provide a payment to the Network Provider from OSEEGIB in an amount that is equal to 100% of OSEEGIB’s standard benefit (allowed charges) or the member’s liability, whichever is less, when coordinating benefits among coordinating Plans.

According to HealthChoice COB Rules, HealthChoice Network Providers will not receive reimbursement from OSEEGIB, in excess of the allowed charge. When the HealthChoice Plan is other than primary, no additional benefits are payable to the Network Provider, and the HealthChoice member is not liable for any additional expenses that exceed the allowed expenses.

An unofficial copy of   HealthChoice Rules, which include the COB Rules, is available from the OSEEGIB Provider Relations Division.